Even though card payment is still a popular method of payment, more and more people are now switching to contactless payments especially after the COVID outbreak. It’s obvious that people want to prioritize their safety by limiting physical contacts, and one way to reduce the physical contacts at the retail stores is by paying through […]
Myths About the Safety of Contactless Payments Read More »
Everyone sells their products on eBay, from giant corporations to small businesses. Selling on eBay can be exciting, but it can also be quite intimidating if you’re starting and don’t know the first thing about the website or how to make your products pop. That’s why we bring you the ten most well-kept secrets that
10 Things To Know Before Selling on eBay Read More »
These days, everyone is selling their stuff online, from fashion giants like Zara and H&M to small, hand-made businesses with few employees. If you’re the latter, then you know that getting your products out there can be tricky. Sometimes ad campaigns and word of mouth are not enough, and when those bills come in the
Best Practices For eCommerce Merchants Selling on Shopping Engines Read More »
The Internet has exploded since the days of its conception. Before, computers took up an entire room and had to be run with thousands of buttons and dials. Then, we got a dial-up Internet making strange screeching noises through the phone, and then we got discs. Now navigating the internet has become a lot easier,
Shopify vs. Etsy: Which Is Better In 2021? Read More »
It is true to say that people are in business to make money, no doubt. And some are in business to make more money apart from their jobs. However, it is not easy to sell if your site is not attractive enough. You might be tired of paying for ads to attract people to your
Is Your Ecommerce Conversion Rate Good Enough? Read More »
Chargebacks are disputed everyday at every business, sometimes they can be difficult but have you ever looked back and analyzed the true cause for the chargeback? Chargebacks are a common problem for businesses and especially for high-risk businesses. Chargebacks protect the consumer from fraudulent transactions as well as rectify errors from simple miscommunication. It’s not
How to Analyze the Root Causes of Chargebacks Read More »
Cyber Fraud has been a concern that merchants have been dealing with for a while. But the increasing use of online payments during the global pandemic has forced merchants to take it a little more seriously. The risk of fraud has never been greater than it is now. People are engaging in fraudulent activities while
Merchants Called To the Offensive In Battle Against Cyber Fraud Read More »
This is an article about how Merchants can succeed during the 2020 Holidays
Top Ways Merchants Can Succeed During the Holidays in 2020 Read More »
Not everyone is always thrilled with their Christmas gifts, and now that we can shop for anything we want with relative ease and next to no effort, so too can we return items. Year on year, Christmas shopping habits are growing and the dollar amount consumers spend is on the rise. It’s only inevitable that
Merchants Prepare for Over $40 Billion in Returns [2023 Update] Read More »
Friendly fraud can be summed up as an honest mistake: reporting a charge as fraud when a customer did indeed make that purchase. Often times this happens unwittingly either by another member of the household or by the cardholder themselves long since forgotten. Instead of working with the merchant to obtain a refund, customers file
What is “Friendly Fraud” and How Can My Business Handle It? Read More »
B2B, or business to business, describes a transaction in which the customer is another business rather than of an individual. Whether it’s goods, services, or both, B2B payments include transactions such as purchasing supplies to do business, buying lunch for employees, or paying for travel expenses. Though the payment methods for B2B transactions are often
B2B Payment Processing Solutions and Interchange Rates Read More »
Dozens of CEOs from companies like IBM and Amazon has sent an open letter to Senate and House leaders asking for comprehensive data protection laws. The letters claim state consumer privacy laws simply aren’t enough as they vary widely, lead to confusion, and threaten the competitiveness of the United States. The companies claim a federal
Companies Ask Congress For Data Protection Law Read More »
Installment payments are currently being used with great success in other countries but it has yet to become prevalent in the U.S. Based on some recent news from Visa, that might soon be changing. The latest from Visa In June, Visa revealed its intention to enter the POS installment payment business. By using APIs, this
Visa Introduces APIs for Merchants to Facilitate Installment Payment Plans Read More »
The Official Merchant Services Blog would like to announce that Host Merchant Services has now added next-day funding to their already impressive line of services. Merchant services customers appreciate getting their deposits the next business day, as this is critical for funding payroll and inventory purchases for the week. Merchants can now expect funding for MasterCard,
Next-Day Funding Now Available Read More »
Today the Official Merchant Services Blog brings NFC technology back into the spotlight, with a look at a pilot program U.S. Bancorp is running in two test cities. The company, one of the nation’s more tech-oriented big banks, is joining the ranks of companies testing near-field communication (NFC) technology by pairing a rewards credit card with
iPhones, NFC and Rewards Cards [2023 Update] Read More »
This is the latest installment in The Official Merchant Services Blog’s Knowledge Base effort. We want to make the payment processing industry’s terms and buzzwords clear. We want to remove any and all confusion merchants might have about how the industry works. Host Merchant Services promises: we deliver personal service and clarity. So we’re going to take some time to
Industry Terms: E-Commerce [2023 Update] Read More »
Today the Official Merchant Services Blog brings you another update on the ongoing Interchange lawsuit settlement. We began talking about the possibility of ‘The Big Cash Comeback’ back when the settlement was first announced in July, and later we discussed the opposition to the settlement. Last week a federal appellate court denied a retailer’s appeal to review part of the controversial settlement
Interchange Settlement Update: Challengers Awaiting Final Approval Read More »
This holiday season, the Official Merchant Services Blog brings you the latest on Facebook’s newest venture, Facebook Gifts. On Tuesday, the company announced that any U.S. member can now send Facebook friends tangible gifts, which includes wine, digital gift cards and even charitable donations. Facebook Gifts The Facebook Gifts program, previously available only to some users of the
‘Tis The Season, For Facebook Gifts [2023 Update] Read More »